Terms & Conditions

1. Agreement to Terms

By accessing or using AuraTrad.Ai (the "Platform"), you agree to be bound by these Terms and Conditions ("Terms"), our Privacy Policy, and all applicable laws and regulations. AuraTrade AI LLC ("Company", "we", "us") is a Delaware-registered entity (Entity No. 7284916) operating as a non-custodial software and API infrastructure provider. If you do not agree to these Terms, you must immediately cease using the Platform.

2. Eligibility & Jurisdiction

You must be at least 18 years of age (or the age of legal majority in your jurisdiction) to use the Platform. By registering, you represent and warrant that:

• You are legally permitted to access and use cryptocurrency-related services in your jurisdiction.
• You are not a resident of, or subject to the laws of, any jurisdiction where such services are prohibited, including but not limited to the United States (for certain features), North Korea, Iran, Syria, Cuba, or jurisdictions under OFAC sanctions.
• You are not acting on behalf of any sanctioned entity or person as defined by OFAC, FATF, or applicable national authorities.

3. Non-Custodial Software Provider

AuraTrade AI LLC is strictly a non-custodial software provider. This means:

• We do not hold, control, or have access to your private keys or cryptocurrency assets.
• All deposits and withdrawals are processed through your own verified Binance account.
• We do not provide financial, investment, legal, or tax advice of any kind.
• Our AI trading tools are software automation products, not managed investment services.
• You are solely responsible for all investment decisions made using our Platform.

4. KYC & AML Policy

To comply with global anti-money laundering (AML) regulations and FinCEN requirements, we implement the following Know Your Customer (KYC) and AML procedures:

• Identity Verification: Users may be required to submit government-issued photo ID, proof of address, and facial verification for accounts exceeding defined transaction thresholds.
• Source of Funds: For large deposits or withdrawals, we may request documentation evidencing the legitimate source of funds.
• Transaction Monitoring: All transactions are screened against OFAC, EU, and UN sanctions lists. Suspicious activity is reported to relevant financial intelligence units (FIUs) in accordance with applicable law.
• Enhanced Due Diligence: Politically Exposed Persons (PEPs) and high-risk users are subject to enhanced due diligence procedures.
• Record Retention: We retain KYC records and transaction data for a minimum of 5 years from the date of the business relationship or last transaction, as required by FATF Recommendation 11.

5. Software Licensing Agreement

The Platform, including all AI trading algorithms, data models, user interfaces, and API integrations, is proprietary software owned exclusively by AuraTrade AI LLC. Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, revocable licence to access and use the Platform solely for your personal, non-commercial use. You may not:

• Copy, modify, distribute, sell, or sub-license any part of the Platform.
• Reverse-engineer, decompile, or extract source code from any component of the Platform.
• Use automated tools, bots, or scrapers to access the Platform beyond our official API.
• Use the Platform to develop competing products or services.

6. API Security & Acceptable Use

API keys issued for use with the Platform must be kept strictly confidential. You agree to:

• Enable withdrawal restrictions on any Binance API key connected to the Platform (we never request withdrawal permissions).
• Immediately notify us of any suspected unauthorised access to your account or API credentials.
• Not share API keys with third parties or use API credentials from other services on our Platform without authorisation.
• Accept responsibility for all activity conducted via your API credentials.

7. Withdrawals & Transaction Processing

Withdrawal requests are processed within 1–7 business days depending on network conditions and compliance review requirements. Withdrawals above $10,000 (or equivalent) are subject to enhanced compliance review. All withdrawals are returned to the original deposit address. We reserve the right to delay or decline withdrawals where we have reasonable grounds to suspect fraud, money laundering, or breach of these Terms.

8. Risk Disclosures

• Market Risk: Cryptocurrency markets are highly volatile. Values can fall to zero.
• Technology Risk: Software bugs, exchange outages, or network congestion may affect performance.
• Regulatory Risk: Changes in applicable law may restrict or prohibit your access to the Platform.
• Counterparty Risk: We are dependent on third-party services including Binance and blockchain networks beyond our control.
• No Guarantee: No representation is made that any user will achieve profits. All projected returns are illustrative only.

9. Limitation of Liability

To the maximum extent permitted by applicable law, AuraTrade AI LLC, its directors, officers, employees, agents and licensors shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, business, or goodwill, arising from your use of the Platform. Our total aggregate liability to you shall not exceed the fees paid by you to us in the 12 months preceding the claim.

10. Governing Law & Dispute Resolution

These Terms are governed by and construed in accordance with the laws of the State of Delaware, USA, without regard to conflict of law principles. Any disputes shall be resolved by binding arbitration administered by the American Arbitration Association (AAA) under its Commercial Arbitration Rules. Class action waiver: you agree to resolve disputes individually and waive any right to participate in a class action.

11. Contact

Legal notices and compliance enquiries should be directed to: legal@auratrad.ai or in writing to AuraTrade AI LLC, The Gherkin, 30 St Mary Axe, Level 28, London EC3A 8BF, United Kingdom.